As a student am I covered by insurance?

All full time students of the Institute are presently covered by a personal accident insurance scheme. The cover is world wide and applies 24 hours a day, 365 days a year irrespective of whether the students are involved in Institute activities. Details of cover are available from the Student Services Office.

Claims for medical expenses are subject to an excess of €50. It should be noted that medical expenses are precisely that, for example getting a taxi following an injury would not be covered. Like all insurance policies there are some exclusions. Among the exclusions are intentional self injury, provoked assault, duelling or fighting (except in bona fide self defence or sporting activities), engagement in civil commotion or riots, motor, motorcycle or horse racing or injuries occurring while
engaged in mountaineering or rock climbing unless supervised by guides and experts in this particular field.

Claim forms and full details of the policy are available from the Registrar’s Office in Room 120.

The extent of cover provided may vary from year to year and is subject to review in the light of claims experience.

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